Insurance & Payment
We accept most major dental insurance plans and offer flexible payment options. Coverage questions? Call us — we'll verify your benefits before your visit.
Insurance Plans We Accept
We are in-network or can bill as out-of-network for most major plans. Call us to confirm your specific coverage.
Delta Dental
In-networkCigna
In-networkAetna
In-networkMetLife
In-networkGuardian
AcceptedUnited Healthcare
AcceptedHumana
AcceptedPrincipal
AcceptedAnthem
AcceptedEmpire Blue Cross
AcceptedMedicaid / CHIP
Child plansMost PPO Plans
Call to verifyDon't see your plan? Call (718) 956-8400 — we accept many more plans and will verify your coverage at no charge before your appointment.
How It Works at Smile Savers
Share your insurance card
Bring your card to your first visit or give us your member ID over the phone. We handle the paperwork.
We verify your benefits
Our team contacts your insurer before your appointment to confirm your coverage, co-pay, and any deductibles — no surprises.
Clear cost estimate upfront
We provide a written treatment estimate before any work begins so you know exactly what your insurance covers and what you'll pay.
We submit all claims
After your visit, we submit your insurance claim directly. You pay only your portion at the time of service.
No Insurance? No Problem.
We believe everyone deserves great dental care. If you don't have insurance, we offer several options to make treatment affordable.
Major Credit Cards
Visa, Mastercard, American Express, and Discover accepted at checkout.
CareCredit
Interest-free financing for 6 or 12 months on qualifying treatment amounts.
Cash / Check
Discounts available for patients paying in full at time of service.
In-House Payment Plans
Flexible monthly payment arrangements available — ask our front desk for details.
Questions About Your Coverage?
Call us before your visit. We'll verify your insurance benefits and give you a clear cost estimate — free of charge.
No referral needed · Same-day emergencies welcome · Most insurance accepted